You can withdraw money from your Shoal account at any time, as long as it's in your account balance, and not in a Savings Pot.
To do this just head to the 'Account' tab and tap the ↗ button, then follow the simple steps to withdraw your funds.
Any withdrawals must be made to a bank account that you've linked in the Shoal app.
Remember, any money you have placed into Savings Pots cannot be withdrawn before their pay out date.
✨Tip: Only commit to saving the amount you can afford to manage without over the fixed time period of your selected Savings Pot.